| 1. | To conduct and to ensure that guest ' s credit is valid and , where possible , that sufficient credit facilities are available for the card
确认客户的信贷申请是真实有效的，确认客户所提供的信用卡资金充足并可以支付。 |
| 2. | The above - mentioned restriction should not apply to new applications for credit made by a borrower to the credit provider during the transition period
上文所述的限制不适用于借款人在上述过渡期间向信贷提供者提出的新信贷申请。 |
| 3. | The finalized amendments have addressed the practical requirements of credit providers in making better risk assessment when they consider credit applications , " mr tang said
守则的修订内容针对信贷提供者的实际需求，让它们在考虑信贷申请时可作出较佳的风险评估。 |
| 4. | The current provisions of the code provide a framework for the sharing of consumer credit data in terms of account default , credit application , file activities and public record
守则目前的条文对共用帐户欠款、信贷申请、档案活动资料及公众记录等方面的个人信贷资料建亦了一个机制。 |
| 5. | Furthermore , ais can access the ccra database when and only when they are assessing the sme s application for a credit facility , or reviewing or renewing the sme s existing facilities
此外，认可机构只有在评估中小企的信贷申请或检讨或延续中小企的现有信贷时，才可向资料服务机构查阅资料。 |
| 6. | Permit " credit application data " and " file activity data " within 2 years of creation date to be used for all credit reference purposes , and afterwards for credit scoring only
准许将由资料产生日期起计两年内的信贷申请资料和档案活动资料使用于所有与信贷有关的用途，但其后只准将有关资料使用于信贷评分 |
| 7. | Permit " credit application data " and " file activity data " within 2 years of creation date to be used for all credit reference purposes , and afterwards for credit scoring only
准许由信贷申请资料及档案活动资料产生日期起计两年内，将该等资料用于所有信贷资料服务的目的，但其后则只容许使用该等资料作信贷评分； |
| 8. | It has been suggested that credit providers should have available to them a greater range of data for better assessment of credit risks in relation to credit applicants , subject to appropriate safeguards
故此，现建议在制订适当保障措施的情况下，应向信贷提供者提供范围更广的资料，以便对信贷申请者的信贷风险作出评估。 |
| 9. | Now , we can notify you within three days whether or not we will proceed with a loan application . not only that - we will work out the structure of the facility , as well as the time frame for formal inauguration
个工作天内让你得悉你的信贷申请之初步意向，同时亦会向你详细地讲解有关贷款的架构建议，以及落实贷款所需要的时间。 |
| 10. | In view of this , the hkma has proposed a gradual approach with institutions contributing mainly negative information about defaults with a limited amount of positive information such as credit application data
有见及此，金融管理局提出一个循序渐进的方法，开始时机构主要提供有关拖欠还款等负面资料，以及如信贷申请数据等有限度的正面资料。 |
