| 1. | Minimum capital requirements
资本适足要求 |
| 2. | New laws let foreign investors take controlling shares in local companies and have sharply dropped minimum capital requirements
新的法律允许外国投资者控股本土企业并且大幅度降低了准入资金。 |
| 3. | Increasing the minimum capital requirement for locally incorporated bank applicants from hk 150 million to hk 300 million and extending this requirement to overseas - incorporated bank applicants in respect of the bank as a whole
将本地注册申请机构的最低资本要求由亿港元，调高至亿港元。这项规定同时适用于境外注册申请机构以银行整体而言。 |
| 4. | The three pillars of basel ii are intended to be mutually reinforcing : the minimum capital requirements in pillar 1 and the supervisory review process in pillar 2 are complemented by pillar 3 , which relates to enhanced market discipline through disclosures by banks
资本协定二的三项支柱具相辅相成的作用，其中第一及第二支柱分别所载的最低资本要求与监管检讨程序，与第三支柱所载的透过银行资料披露加强市场自律的规定互相配合。 |
| 5. | Suggesting that the minimum capital requirement remains an effective policy instrument even though banks in hong kong consistently maintain capital adequacy ratios above the regulatory requirement , and basel ii is expected to help address the issue of how banks can improve the use of their capital
析述尽管本港银行一直维持高于监管要求的资本充足比率，最低资本要求仍然是有效的政策工具文章亦预期资本协定二将有助银行改善资本运用。 |
| 6. | When the corporate cont ribution is above the statutory minimum requirement , but below the registered capital amount filed with the registration authority , and is insufficient to satisfy the minimum capital requirement demanded by the potential business risks accrued to specific industry or size of the corporation , serious under capitalization shall be deemed to exist . in this case , the doctrine of piercing corporate veil shall be applied , and the shareholders shall be held liable for the debt of the corporation . when other circumstances of insufficient contribution made by the shareholders occur , the creditors may demand such shareholders to make up the contribution to the extent of the difference between the amount of the capital already made by the shareholders and the amount of the capital the shareholder subscribed
在股东出资瑕疵而使公司资本低于法律规定的最低资本额时，属于设立瑕疵，宣布公司设立无效或撤销公司登记，全面、永久、彻底否认公司人格，股东承担无限连带责任；公司资本已经达到法律规定的最低资本额但与在登记机关实际登记的资本不相符，并且不能满足公司所从事的行业或规模对经营风险的最低要求时，则认定公司资本显著不足，适用公司法人格否认法理，在个案中责成股东承担无限连带责任;在股东出资瑕疵的其他情形下，赋予债权人越过公司直接向股东追缴出资的权利，但债权人行使请求权的范围为股东已经缴纳的出资额和其认购的资本领之差额。 |
| 7. | This accord regards " minimum capital requirement , supervisory review process , market discipline " as its props , provides a series of scheme of deal with credit risk , market risk and operation risk , displays t sufficiently the newest achievements about risk management and the newest change of supervision practice and have the appropriate foresight
该协议以“最低资本要求、监管部门的监督检查和市场约束”为三大支柱，提供了处理信用风险、市场风险和操作风险的一揽子方案，充分体现了风险管理的最新成果以及监管实践的最新变化，具有相当的前瞻性。 |
| 8. | The main proposals include reducing the asset size criterion for overseas - incorporated bank applicants , reducing from ten to three years the period of operation as a restricted licence bank or deposit - taking company to upgrade to licensed bank status , and increasing the minimum capital requirement for locally incorporated bank applicants
主要建议包括：降低境外注册银行申请人的资产额要求、将有限制牌照银行及接受存款公司升格为持牌银行所需的期限由10年缩短至3年，以及调高本地注册银行申请人的最低资本要求。 |
| 9. | The proposed new framework consists of three pillars : minimum capital requirements , which seek to develop and expand on the standardized rules set forth in the 1988 accord ; supervisory review of an institution s capital adequacy and internal assessment process ; and effective use of market discipline as a lever to strengthen disclosure and encourage safe and sound banking practices
另外，在该种情况下，规定20的比例太高了，合适的比例应该是不超过1或者2 。至于说其它的一些事项，例如在正常的商业活动中所发生的损失，应该作为一种例子，在本条第5项中加以规定。 |
| 10. | In june , 2004 , the basel committee released the final version of the new framework , which bases upon three pillars : minimum capital requirements , supervisory review process , and market discipline . it covers the credit risk , the market risk , and the operational risk . and its core is irb
2004年6月巴塞尔委员会公布了《新巴塞尔协议》的最终稿,新协议以信用风险、市场风险、操作风险为范畴,以内部评级制度为核心,以最低资本要求、外部监管、市场约束为三大支柱,为全球银行监管提供了新的标准。 |
