Acquisition of claimable assets arising from loans 债权资产的取得
2.
Securitization of bank assets refers to combined management and investment activities in which commercial banks , by making use of the legally representable nature of their credit assets and other claimable credits , put certain assets into asset - pools , issue asset - backed securities backed by the assets in the pools in order to transform the illiquid credit assets into cash assets . then the asset - backed securities are entrusted . upon the expiration of the securities ’ terms , the underlying assets are realized to repay the principals and interests of the securities 银行资产证券化是商业银行利用信贷资产和其他可主张的债权在法律上可被代表的特性,以确定的财产进入资产池为担保发行资产支持证券,将沉淀的信贷资产变为现金资产,然后将该证券委以信托增值,在证券期满时,变现担保财产偿还证券本息的一种组合经营和投资活动。
