| 1. | Government - led and market selected - experiences of south korea and malaysia in handling npls
韩国和马来西亚处置不良贷款的经验 |
| 2. | Non - performing loans npls , for example , are invariably an item on the balance sheets of all banks
每家银行的资产负债表上总会有不良贷款这个项目，亦会有呆坏帐准备金。 |
| 3. | Non - performing loans npls have been a hindrance to economic stability and growth in many parts of the region
不履行贷款亚洲多个地区的经济稳定及增长，均受到不履行贷款问题影响。 |
| 4. | In malaysia , the national amc , danaharta , purchased some 40 per cent of total npls in the banking system
此外，有些地区更针对个别银行成立资产管理公司，而非全国性的资产管理公司。 |
| 5. | Getting the stock of npls off the books of the banks of course does not mean that the flow of npls will be stemmed
一笔过剔除银行帐册中的不履行贷款，并不表示问题贷款就不会再出现。 |
| 6. | The recovery rate of the npls held by the amcs obviously varies , depending on a host of domestic factors and how the amcs are structured
资产管理公司最终收回不履行贷款的比率，视乎各种本地因素及管理公司的具体结构而有所不同。 |
| 7. | However , because of the considerable basis , other special disposal arrangements must be followed up so as to fundamentally resolve the issue of npls of the state - owned commercial banks
但由于不良资产基数过大,要从根本上解决国有商业银行不良资产问题,离不开后续的各项特别处置安排。 |
| 8. | These efforts have meant that , while the hong kong banking system s npls inevitably increased during the asian financial crisis , the ratio was one of the lowest in the region
经过多年来的努力，虽然亚洲金融危机期间本港银行体系的不履行贷款无可避免增加，但不履行贷款比率仍是亚洲区内最低的之一。 |
| 9. | In ensuring that credit goes to those who are creditworthy and have the ability to service their debts , and that risks are appropriately priced , the flow of fresh npls is minimised
若能确保贷款只会借予信贷质素良好及有能力还债的借款人，并按照风险水平厘定适当息率，产生新的不履行贷款的机会便会减少。 |
| 10. | In korea , for example , the korea asset management corporation promptly purchased almost 80 per cent of total npls from banks at market value in the aftermath of the financial crisis
举例说，亚洲金融危机后南韩的韩国资产管理公司便迅速以市价购入银行总数近八成的不履行贷款。马来西亚的全国性资产管理公司 |
