The finance companies should establish their key operation fields in accordance with the needs of the groups they affiliated to , and try to expand the channels of fund raising , such as , issuing commercial papen cd , and mid - long term bonds 其次,对财务公司普遍存在的资金渠道过窄这一问题提出对策,即以发行商业票据、大额可转让定期存单和中长期债券为重点来丰富资金的来源。