| 1. | San francisco ( ap ) - - after avoiding major trouble most of the year , wells fargo & co . has finally bogged down in the mortgage muck that ' s muddying one major bank after another
富国银行躲开了今年以来的很多危机，但同样步入其他银行的后尘陷入抵押贷款危机。 |
| 2. | Until wells fargo ' s disclosure late tuesday , the san francisco - based bank had been largely unscathed by the turmoil that has battered a long list of other major lenders
本周二富国银行的披露文件中，还在宣称，在这场波及范围极广的危机中，三番市银行毫发无伤。 |
| 3. | Major banks including bank of american , wachovia and wells fargo soon followed with cuts in their prime rate . this is what banks charge their best customers
包括美国银行，瓦乔维亚银行和富国银行在内的各主要银行，马上跟着调低了他们的基准利率，基准利率是银行为他们最佳客户提供的利率。 |
| 4. | Although wells fargo has maintained that it imposed higher standards than most other lenders , the bank has still been stung as eroding real estate prices left borrowers owing more money than their property was worth
尽管富国银行维持了比其他银行更严格的标准，但仍然因为房地产价格的下滑而备受折磨。 |
| 5. | The first whiff of wells fargo ' s home equity woes surfaced last month when the bank reported it lost $ 153 million on the portfolio in the third quarter , up from $ 27 million at the same last year
最开始的端倪初现在上个月富国银行发布报告在第三季度损失了1 . 53亿美元，而去年此时的报告则只有2700万美元。 |
| 6. | The legal expenses will trim wells fargo ' s previously reported earnings for the second quarter of 2006 by 2 cents per share and lop off 4 cents per share from its earnings for its most recent quarter ended in september
之前富国银行公布的报表称今年第二季度富国银行的每股净值比去年同期增长了2美分，这笔交易之后， 9月末截至的第三季度每股净值会缩减4美分。 |
| 7. | Although wells fargo didn ' t pinpoint the troubled markets in tuesday ' s sec filing , management has previously said the bank is experiencing its biggest headaches in california ' s central valley and " auto - belt " states in the midwest
尽管富国银行并没有在周二的sec调查中说明受损最严重的市场区域，但是管理人员之前称提到银行最头疼的是中西部的卡利佛尼亚中心峡谷和汽车地带州。 |
| 8. | The cautious approach is a stark change from a few years ago , when wells fargo and other banks sought to cash in on rapidly rising real estate prices by offering unusually low interest rates during the first few years of a mortgage while also lowering the bar to qualify for a loan
现在谨慎的做法和几年前不同，当时富国银行和其他银行为了争夺价值不断攀升的房地产现金，在最初几年中提供了极地的利率和降低贷款资格认证。 |
| 9. | Wells fargo ' s chief executive , john stumpf , spooked investors even further two weeks ago when he described the current real estate slump as the worst since the great depression and reiterated earlier projections that the bank ' s home equity losses would continue to rise next year
就在2周前，富国银行的总裁还在发表让投资者害怕的言论，他认为现在的房地产不景气失大萧条以来最严重的情况，并重复早些时候的发言，认为银行因为住房贷款的损失在明年仍会上升。 |
| 10. | Wells fargo still remains in far better shape than many of its peers because it sold most of the $ 2 trillion in home loans that it originated since 2001 and invested relatively little money in the mortgage - backed securities that are lumping other big banks with multibillion - dollar losses
相对于其他同类银行，富国银行的状况要好得多，他已经出售了大部分次级债，在2001年，他们曾经共持有2万亿美元的住房贷款，同时在抵押贷款证券中相比其他公司数以十亿计的损失显得非常小。 |
