| 1. | Analysis of development of commercial banks under dis - intermediation background in china
试析金融脱媒背景下我国商业银行的发展 |
| 2. | But there still some countries that have not go through infections brought by financial disintermediation
但也有一些国家的金融业至今未能脱离“金融脱媒”带来的影响。 |
| 3. | Studies show that , commercial banks in the market economy courtiers will sooner or later come up with financial disintermediation
研究表明，国际上实行市场经济的国家的银行业或早或晚都会发生规律性的金融脱媒的困扰。 |
| 4. | Data shows , with the full development of chinese financial industry . the chinese commercial banks are facing the problem of financial disintermediation
数据显示，随着中国金融业的全面发展，中国的银行业正在面临“金融脱媒”这一问题。 |
| 5. | The main reason of financial disintermediation is the customers find better products and service in the direct financial market or other financial institutions . so commercial banks must innovation
因此，金融脱媒的根本原因是客户在直接金融市场或其他金融服务机构找到了更好的、更适合于自己的金融产品和服务。 |
| 6. | Meanwhile , according to the micro aspects , with the development of direct financing market , the changes in the financial conceptions of enterprises and residents , commercial banks must change their focus from big customers to middle and small customers
同时，从金融脱媒的微观机理来看，随着直接融资市场的发展、企业和居民金融观念的转变。银行必须从服务大客户为主向服务中小客户和居民客户转变。 |
| 7. | The innovation strategy against financial disintermediation is an integrated system composed of value chain and value triangle innovation , financial products and service innovation , demand strategy innovation and customer developing strategy innovation
综合上述观点，为了应对脱媒，商业银行应该采取的创新对策是一个完整的体系，由价值链价值三角创新，金融产品、服务创新，需求战略创新、客户开发战略创新四个方面所构成。 |
| 8. | With the development of direct financing , commercial banks lost their dominating position in financing , and their interest incomes declined and cannot survive the tough competition only with their traditional deposit and loan business . this crisis is " financial disintermediation "
随着直接融资的发展，银行失去了其融资主导地位，利差收入减少，依靠传统的业务难以维持生存，这种危机就是“金融脱媒” ，也被称为“银行脱媒” 。 |
| 9. | Although its infection is not serious right now , we should still give our focus on it . so the study of the mechanism of financial disintermediation , especially the mechanism in chinese situation , and find out the innovation strategies is important
即使现在“金融脱媒”给中国金融业带来的影响还不大，但出于“未雨绸缪” “防患于未燃”的动机，具体研究金融脱媒机理，特别是中国金融体系下金融脱媒的机理，并找出相应创新对策，仍具有一定的现实意义。 |
| 10. | According to the macro aspects , the living and developing environment of global financial industry has changed a lot . these changes show in the developing sequence , financial laws and regulations , financial technologies and so on . all these contribute to the external reasons of financial disintermediation
从宏观来看，全球金融业的生存和发展环境已经发生了很大的变化，这些变化体现在世界金融业发展的脉络、政策和法律的演变和金融技术的发展，而这种宏观环境的变化正是金融脱媒(银行脱媒)的外因所在。 |
