| 1. | Concentration of credit risk
信用风险集中 |
| 2. | Over the past years , compliance issues arose with chinese securities companies , which could be attributed to loopholes in the system
近几年国内证券公司违法违规事件领发，系统性风险集中显现，与合规管理机制缺失密不可分。 |
| 3. | Also carries a supervisor s memo on large exposures and risk concentration policy , and regular articles on the banking and monetary environment during the third quarter of 2001 . the
此外，今期季报监管机构备忘录一节说明大额风险承担及风险集中政策，并载有简介年第季银行与货币状况的定期文章。 |
| 4. | From a micro - view in personal housing mortgage loan , the bank faces or will face the shortage and singleness of the fund , risk concentration , small size , short term and bad liquidation and so on
从微观上来看，目前银行在个人住房抵押贷款问题上面临或将要面临资金来源不足、单一；风险集中；规模小、期限短；流动性差等困境。 |
| 5. | Commercial banks are special enterprises who operate the credits and money . one key factor which affect the economy is the bank credit system . so economic risks are mainly displayed through the commercial bank credit risk
商业银行是经营货币与信用的特殊企业，以银行信用为主导的信用制度已成为左右经济的关键因素，而经济中的风险也就通过银行信用风险集中表现出来。 |
| 6. | However the dcs - based monitoring system can not perfectly meet the requirements of the reliability , maintainability and interoperability owing to its complicated structure and devoted communication stations . the field - bus control system ( fcs ) suggests a new way to solve these problems
而目前机舱自动监控系统大多采用集散式控制系统( dcs ) ，该系统具有集中管理分散控制的特点，但也存在风险集中等缺点。 |
| 7. | The basel committee on banking supervision ' s capital accord , introduced in 1988 and modified in 1997 , recommended a risk - weighted capital - asset ratio of 8 percent for banks in developed financial markets and a higher ratio for banks in more vulnerable economies
金融控股公司在运营中，为了发挥规模效益和团队优势，必然出现大量的内部交易。因此，各国以及巴塞尔委员会均致力于对金融控股公司的风险集中和内部交易进行监管。 |
| 8. | The author makes some analysis on the possibilities of the financial crisis under the two types of . regimes for the developing countries . we find that the concentration and accumulation of the exchange rate risks are huge under the fixed pegged exchange rate arrangement , so it is easy to induce the attack of the enormous hot money
通过发展中国家两种汇率制度下发生金融危机的可能性进行了分析，结果发现：与浮动汇率制度相比，固定钉住汇率制度下的外汇风险集中度高、风险累积程度深、外汇投机冲击发生可能性大，易引发资本项目下的金融冲击，造成货币危机。 |
| 9. | Among the changes , authorized institutions have been required to disclose in their annual accounts concentration risks including geographical concentration of income , profitloss , assets , liabilities and contingent liabilities and commitments ; geographical concentration of loans and advances ; and foreign currency exposures . similar updates were incorporated into the
修订的范围包括要求认可机构在年度帐目内披露其风险集中情况，包括有关收入、溢利亏损、资产、负债及或然负债与承担的区域集中情况、贷款与垫款的区域集中资料，以及外币风险。 |
| 10. | It pointed out that , in order to resolve the concentrated problems of personal living house mortgage loan risk , should refer to foreign legislation to establish the law system about personal credit management , modify present practical law and work out program law to perfect the law system to carry out the mortgage right of personal living house mortgage loan , so that the preparation is made from the respect of law for favorably developing the personal living house financial system and protecting the benefit of loan bank of our country
指出：为解决个人住房抵押贷款风险集中的问题，应参考国外的立法构建关于个人信用管理的法律体系；修改现行实体法并制订程序法以完善个人住房抵押贷款之抵押权实行的法律制度，从而为我国个人住房金融体制的良性发展和贷款银行利益的保护从法律层面作好准备。 |
