Rules that are too tight will hinder adoption ; rules that are too lax could allow fraudsters to bring the whole idea of branchless banking into disrepute 太过严苛的监管条例得不到采用；太过松弛的条例会让诈骗者将“无分行”的银行业陷入绝地。
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Rules that are too tight will hinder adoption ; rules that are too lax could allow fraudsters to bring the whole idea of branchless banking into disrepute 太紧的规章制度得不到采用，而太松的规章制度会给诈骗者转空子的机会，他们会把整个“无分行”的银行模式逼入绝境。
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These “ branchless ” schemes typically allow customers to deposit and withdraw cash through a mobile operator ' s airtime - resale agents , and send money to other people via text messages that can be exchanged for cash by visiting an agent 这种“无分行”的方案给顾客带来了极大的便利，顾客总是能通过手机营运商提供的终端来提款和存款，还可以通过手机文本消息给他人汇款，只要访问终端就能把手机消息转换成现金。
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These “ branchless ” schemes typically allow customers to deposit and withdraw cash through a mobile operator ' s [ color = red ] airtime - resale agents [ / color ] , and send money to other people via text messages that can be exchanged for cash by visiting an agent 这种“无分行”的方案给顾客带来了极大的便利，顾客总是能通过手机营运商提供的终端来提款和存款，还可以通过手机文本消息给他人汇款，只要访问终端就能把手机消息转换成现金。
