| 1. | Article 8 : when filing a bankruptcy petition with the people ' s court , a written bankruptcy petition and relevant evidence shall be submitted
第八条?向人民法院提出破产申请，应当提交破产申请书和有关证据。 |
| 2. | Article 10 : if the bankruptcy petition is filed by a creditor , the people ' s court shall notify the debtor thereof within five days from the date of receipt of the petition
第十条?债权人提出破产申请的，人民法院应当自收到申请之日起五日内通知债务人。 |
| 3. | Article 37 . the distribution plan for the bankruptcy property shall be proposed by the liquidation team , adopted by the creditors meeting and submitted to the people ' s court for judgment before implementation
第三十七条清算组提出破产财产分配方案，经债权人会议讨论通过，报请人民法院裁定后执行。 |
| 4. | When the debtor is submitting the bankruptcy application , it shall explain the circumstances of the enterprise ' s losses and deliver relevant accounting statements , a detailed list of debts and a detailed list of claims
债务人提出破产申请时，应当说明企业亏损的情况，提交有关的会计报表、债务清册和债权清册。 |
| 5. | When the creditor is submitting the bankruptcy application , it shoul provide relevant evidence relating to the amount of the claim , whether o not it is secured with property , and to the inability of the debtor t repay debts that are due
债权人提出破产申请时，应当提供关于债权数额、有无财产担保以及债务人不能清偿到期债务的有关证据。 |
| 6. | When the creditor is submitting the bankruptcy application , it should provide relevant evidence relating to the amount of the claim , whether or not it is secured with property , and to the inability of the debtor to repay debts that are due
债权人提出破产申请时，应当提供关于债权数额、有无财产担保以及债务人不能清偿到期债务的有关证据。 |
| 7. | The continuing deterioration in the quality of the credit card portfolios is not unexpected given the further rise in personal bankruptcies and the earlier charge - off of accounts when a bankruptcy petition is presented by more institutions
由于个人破产个案进一步上升，以及更多机构提早于提出破产呈请时便作出撇帐，令信用卡组合的质素持续恶化。 |
| 8. | Article 11 after the creditor or the debtor applies , the applicant may claim for withdrawal of application before the hearing of the case by the peoples court and the peoples court shall decide on whether to grant permission
第十一条债权人或者债务人提出破产申请后，在人民法院受理前，申请人可以请求撤回申请。撤回申请是否准许，由人民法院裁定。 |
| 9. | If the outstanding judgment debt remains unsettled , the department will issue a writ of fieri facias to levy execution against the movable property of the defaulter , or apply for charging order on the immovable property belonging to the defaulter
如获法院裁定的债项仍未清缴，本局可申请扣押债务人财产令状，扣押纳税人的动产或就该名纳税人的不动产执行押记令。本局亦会提出破产清盘的申请。 |
| 10. | However , the figures have also been affected significantly by changes in the charge - off policy of a number of institutions which are now charging off bad debts earlier than before in particular when a bankruptcy petition is presented rather than when a bankruptcy order is made
不过，有关比率亦因为部分机构改变撇帐政策而大受影响。与过去的做法比较，这些机构现时会提早撇除坏帐特别是在提出破产呈请时便撇帐，而不是待至破产令发出时才撇帐。 |
