| 1. | Amount of principal of the loan
贷款本金额 |
| 2. | Loan principal repayments
贷款本金偿还 |
| 3. | Under normal circumstances , the banks will offer the applicants a six - month grace period for repayment of the loan principal
银行通常会给予申请人六个月偿还贷款本金的宽限期。 |
| 4. | Under normal circumstances , the banks will offer the applicants a six - month grace period for repayment of the loan principal
银行通常会给予申请人六个月偿还贷款本金的宽限期。 |
| 5. | Whatever unspent household income on each and every day could be utilised for reducing the loan principal and paying interest
每日帐户内未动用的家庭收入都可以用作减低贷款本金及支付的利息。 |
| 6. | A one - time or lump - sum payment made by a borrower in addition to the regular payments on a loan or mortgage which reduces the principal owing on the debt
借方在定期支付房屋贷款付款之外一次性缴纳的款项，用以降低贷款本金额。 |
| 7. | Within the borrowing time limit , the borrower may , according to the methods of repayment provided by the lender , repay the principal and interests of the loan by installment or by lump sum in full
在借款期限内，借款人按照贷款人规定的还款办法，可分次或一次性地足额归还贷款本金和利息。 |
| 8. | If a borrower cannot repay the guaranteed loan on time , the commercial bank which issues the loan has the right to ask the guarantor to repay the principal and interest of the loan or enjoy the priority of repayment by security in accordance with law
借款人到期不归还担保贷款的，商业银行依法享有要求保证人归还贷款本金和利息或者就该担保物优先受偿的权利。 |
| 9. | In the latter case , the insurance premium will be bundled with the mortgage principal and repayment of the premium will form part of the monthly instalment to be paid by the borrowers to the approved sellers over the term of the mortgage
借款人可选择自行支付保险费，或由核准卖方代为垫支。若选择垫支，保险费将与按揭贷款本金相加，由借款人根据按揭贷款期每月摊还。 |
