| 1. | Rescheduled loan ratio
经重组贷款比率 |
| 2. | Is measured by a ratio of total amount of rescheduled loans to total outstanding loans
指经重组贷款总额占未偿还贷款总额的比率。 |
| 3. | " it is also encouraging that the combined ratio of delinquent and rescheduled loans remained stable .
拖欠贷款及经重组贷款的合并比率保持稳定，亦是令人鼓舞的消息。 |
| 4. | Other banks , however , are more reluctant to arrange restructuring for the mortgagors for one reason or another
但另有一些银行则基于某些原因，不大愿意为供款人安排重组贷款。 |
| 5. | Rescheduled loan ratio is measured by a ratio of total amount of rescheduled loans to total outstanding loans
经重组贷款比率rescheduled loan ratio指经重组贷款总额占未偿还贷款总额的比率。 |
| 6. | The increase in the rescheduled loan ratio in recent months indicates that banks have been entering into more loan restructuring arrangements with borrowers
最近几个月经重组贷款比率上升，显示银行与借款人达成的债务重组安排个案有所增加。 |
| 7. | During its discussions with individual ais , the hkma also encouraged ais to adopt a sympathetic approach towards negative equity homeowners seeking loan restructuring
此外，金管局与个别认可机构商讨时，亦鼓励它们尽量体谅要求重组贷款的负资产业主。 |
| 8. | " the improvement in the combined ratio of delinquent and rescheduled loans is encouraging , although the operating environment remains difficult , " said mr david carse , deputy chief executive of the hkma
金管局副总裁简达恒说：尽管银行业经营环境仍然困难，拖欠贷款及经重组贷款合并比率有所改善，实在令人鼓舞。 |
| 9. | " the increasing proportion of loans in negative equity being priced at below prime reflects the fact that the banks have been willing to refinance or restructure loans for homeowners in negative equity .
尽管如此，负资产住宅按揭贷款未偿还总额并没有上升。负资产贷款的利率低于最优惠利率的比例不断增加，反映银行乐意为负资产业主转按或重组贷款。 |
| 10. | The increase in the rescheduled loan ratio reflects banks responsiveness to assist borrowers in financial difficulties , thereby taking the pressure off mortgage delinquencies , said mr david carse , deputy chief executive of the hkma
金管局副总裁简达恒表示：经重组贷款比率上升，反映银行积极帮助有财务困难的借款人，因而纾缓了按揭贷款拖欠比率的压力。 |
