Because of historical reasons , the government has n ' t solved very well the relationship between nation - owned enterprises and commercial banks , and bad account rates of banks are very high 由于历史的原因，国家没有很好解决国有企业和商业银行之间的关系，银行的死账和坏账率很高。
2.
Nation - owned enterprises " loans are from commercial banks , but at present , nation - owned enterprises run very bad . it results in commercial banks " bad accounts rate getting higher and higher and banks " credit getting more and more concerned 商业银行贷款的主要对象是国有企业，但是目前国有企业的经营举步维艰，致使商业银行贷款的坏账和死账率越来越多，银行的信用也越来越引人关注。
